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Choosing the right mortgage company does make a difference!

Your trusted partner for home financing and refinancing solutions.

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Estimate Your Mortgage Payment

What's Your Home Worth Today?

Real Customer Experiences

Get The Right Rate For You

Rates change daily. We compare multiple lenders and loan options to help you find a loan that fits your goals and budget.

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Pre-Qualified

Start your home search with confidence. A pre-qualification helps you estimate your buying power and gives you a better idea of what you may be able to afford.

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Get Pre-Qualified Before You Shop

Don’t guess your budget. Get a quick estimate of what you may qualify for before you start looking at homes.

Get an estimated budget based on your finances
See what loan options may fit your goals
Start your home search with more confidence

Takes just a few minutes. No credit check required to start.

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MEET THE OWNER & SENIOR LOAN CONSULTANT

Hey, I'm Mark Segar!

With nearly 30 years of banking and mortgage experience, Mark Segar has dedicated his career to helping individuals and families make confident financial decisions through smart mortgage planning.

As Owner of Mortgage Planning Group, Mark believes that every client deserves more than just a loan — they deserve a trusted advisor. Combining advanced financial education from Brown University and Carnegie Mellon University with decades of real-world lending expertise, Mark helps clients secure financing solutions that align with both their immediate needs and long-term financial goals.

Whether working with first-time homebuyers, veterans, growing families, or seasoned investors, Mark is known for his hands-on communication, problem-solving mindset, and commitment to making the mortgage process simple and stress-free.

When you work with Mark and Mortgage Planning Group, you’re not just getting financing — you’re gaining a Mortgage Consultant for Life.

Learn More About Mark

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Fast Loan Closings

We focus on speed and efficiency to help move your loan through quickly. With streamlined steps and consistent communication, we help reduce delays and keep things moving forward.

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TESTIMONIALS

What others are saying

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The Mortgage Planning Group Advantage

Local Expertise

We are deeply familiar with the local market and community, providing you with insights and support that only locals can offer.

Exceptional Service

We pride ourselves on surpassing expectations through seamless communication and exceptional customer care.

Advanced Technology

Leveraging the latest digital tools, we offer secure mobile applications for document uploads and more, with traditional options also available.

Quick Processing

Our goal is to expedite your loan process efficiently, equipped to handle any unexpected challenges that come our way.

The answers to all your mortgage questions...

Do I need to save for a 20% down payment?

No. You do not always need 20% down to buy a home. Some conventional loans may allow as little as 3% to 5% down with PMI. FHA loans can go as low as 3.5% down, and VA or USDA loans may offer $0-down options if you qualify. The right option depends on your credit, income, loan type, and overall situation.

Are Pre-Qualification and Pre-Approval the same thing?

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

What's the difference between an adjustable and a fixed rate mortgage?

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Can I access my home equity before I finish paying off my loan?

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

What do I do if I can't afford my mortgage payment anymore?

The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Our Mission

Choosing the Right Mortgage Company DOES Make a Difference! Mortgage Planning Group, a premier mortgage organization. We are committed to providing residential and commercial mortgage solutions that assist our customers to achieve their financial goals and realize their personal dreams. We have built our business around the Core Values: Communication, Integrity, a Smooth and Complete Process and Competitive Products and Rates. We deliver unsurpassed customer service which means building a relationship that lasts a lifetime. We are looking forward to building a relationship with you and becoming your Mortgage Consultant for Life.